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Stock Currently Available. From Only £199 Per Month. Other models, payments, deposits, mileages and periods available. Please ask for your personal quote.

Personal Contract Purchase (PCP) is a flexible type of finance, designed to allow you to drive a new car as soon as possible. Unlike a traditional hire purchase, a PCP is structured so that lower monthly payments are made over the contract period, leaving a final balloon payment to be made at the end of the agreement. The future value of your car is agreed up front, to guarantee that your monthly payments do not change.

MG HS 1.5 T-Gdi SE 5dr Hatchback



Personal Contract Purchase (PCP) representative example

Monthly Payments of £199.06
Term of the Agreement 49
Contract Mileage 6000
Customer Deposit £6,890.00
Manufacturer Deposit Contribution £1,250.00
Total Deposit £8,140.00
On The Road Cash Price £23,495.00
Total Amount of Credit £15,355.00
Rate of Interest 5.13%
Optional Final Payment £10,921.50
Total Amount Payable £28,616.38
Representative APR 9.9%
Excess Mileage (Pence Per Mile) 14.9 pence per mile (plus VAT)

When your contract comes to an end, you have three options, you can either:

1. Pay the optional final payment and own the vehicle

2. Return the vehicle

3. Part Exchange the vehicle where equity is available

MG HS 1.5 T-Gdi SE Dct Auto 5dr Hatchback